Our site offers access to unclaimed assets to be claimed by rightful owner such as:

>> Lost bank accounts - checking, savings, CDs.

>> Unclaimed Life Insurance policies

>> Lost stocks and other securities

>> Unclaimed FHA mortgage insurance refunds

>> Unclaimed IRS Tax refunds

>> Unclaimed Federal employee retirement benefits

>> Undeliverable Treasury Savings Bonds

>> Failed and Credit Union deposits

>> Private Pension funds taken over by PBGC

>> Unclaimed accounts from failed Banks

>> American Indian Trust royalties

>> Undeliverable State Child Support payments

>> War Claims

>> Heirs of Holocaust victims

FHA Insurance Refunds:

Anyone who financed their home with a HUD/FHA loan was required to take out a mortgage insurance policy which protected the actual Lender in case of default. This cost of this insurance policy was paid at closing and could have cost up to 3% of the loan amount. This expense was often financed and added into the mortgage amount explaining why many homeowners have forgotten they had paid for this insurance premium.

If the homeowner paid off the loan early, sold the home or refinanced the loan with a lower non-FHA loan, the mortgage insurance policy is terminated. Very likely, the homeowner is due a prorated refund of this insurance premium.

By the time HUD/FHA is notified that the insurance is to be terminated, the homeowner likely has moved on. HUD/FHA sends a letter to homeowner informing them of refund eligibility to the last known address and the homeowner never receives the notice. Currently there are over 750,000 individuals who are owned over $500,000,000 in unclaimed FHA mortgage insurance refunds.

Our database includes all of these unclaimed FHA Mortgage insurance refunds.

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